Information about the Bank
Jýsan is symbol of a home and homeland in the Great Steppe. We are a Kazakhstani bank seeking to achieve through its operations the prosperity of its country and people.

We would like you to enjoy reliability and freedom when meeting you daily needs using Jýsan Bank products, whereas feeling yourself at ease at any time.
Our values TOP
Technologies
being a part of all products and processes
Openness
for innovations, ideas in operation, transparency of business conduct
Personalization
and mass coverage, when every client is believed to be unique for us and may qualify for customized solutions
34 bln ₸
profit for 2019
340 bln ₸
equity as of December 31, 2019
1,327 tnl ₸
assets as of December 31, 2019
656 bnl ₸
deposits and operating accounts as of December 31, 2019
Background
2020 year
  • — The Bank's five-year development strategy based on creation of its own ecosystem, has been adopted.
  • — Apple Pay and Samsung Pay launched
2019 year
  • — First Heartland Securities purchased 99.5% of ordinary shares in the Bank
  • — Tsesnabank changed its name to First Heartland Jýsan Bank under retail brand name Jýsan Bank ("Jýsan bank" according to the approved Kazakh Latin alphabet)
  • — The Bank's Headquarters moved to Almaty
  • — The merger of Jýsan Bank and First Heartland Bank was completed
  • — An active development of the IT Platform, launching of new card products and a mobile application were commenced
2018 year
  • — The agricultural sector rehabilitation mechanism was approved; agreement was signed for the Foundation to buy out problem loans worth 450 billion tenge being a part of the Bank's credit portfolio
2017 year
  • — The Bank opened the Kazakhstan's largest VIP center with an automated round-the-clock depository in Almaty
  • — The Bank celebrated its 25th anniversary
2016 year
  • — Gennady Golovkin became the official brand ambassador of the Bank
  • — The Bank acted as the lead manager and a participant bank of a syndicated loan to Belarusbank, Minsk
2015 year
  • — The Bank signed the master finance agreement with Roseximbank with the view of implementation of transactions with the participation of Kazakhstani importers and Russian exporters
  • — The Bank started issuing and servicing the MasterCard international payment cards
2014 year
  • — The Bank's assets exceeded 1 trillion tenge
2011 year
  • — The Bank acquired broker Tsesna Capital
  • — The Bank was assigned the status of a principal member of the Visa international payment system
  • — The Bank became one of the ten local banks with largest assets in Kazakhstan
2010 year
  • — The Bank completed the introduction of SAP ERP
  • — The Bank became the largest member of Tsesna Garant insurance company
2009 year
  • — The Bank launched its own processing center
2008 year
  • — The Bank signed the memorandum of mutual cooperation with the State Insurance Corporation for the Insurance of Export Credit and Investment
  • — The Bank received the Maecenas 2008 award from the Ministry of Education and Science of the RoK, for its active charitable support
2007 year
  • — The Bank performed the debut issue of its Eurobonds for the amount of 125 million US dollars
  • — The Bank signed a partner agreement with the Unistream international money transfer system
  • — The issue of credit cards was commenced
  • — The Bank attracted a syndicated loan for the amount of 54 million US dollars; Commerzbank AG and Standard Bank Plc acted as the arranger and book runner
2006 year
  • — The Bank had its first 15 billion tenge bond program registered
  • — The Bank signed the Agreement for its debut syndicated loan worth 22 million US dollars from Raiffeisen Zentralbank Österreich AG and Bankgesellschaft Berlin AG
  • — Fitch Ratings international agency assigned a credit rating to the Bank
  • — The Bank received a syndicated loan for the amount of 50 million US dollars from Landesbank Berlin AG, Raiffeisen Zentralbank Oesterreich AG
2005 year
  • — Standard & Poor’s issued a credit rating to the Bank
  • — An issue of Visa payment cards was commenced
2004 year
  • — The Bank was approved as an associate member of the Visa international payment system
2003 year
  • — The Bank's shares were included in the KASE official list under category "A"
  • — According to the Kazakhstani Ministry of Agriculture monitoring results, the Bank was recognized the best one in the implementation of the World Bank credit facility
2001 year
  • — The Bank received the opinion from the National Bank of Kazakhstan with regards to compliance with the International Accounting Standards in terms of automation of banking information technologies
2000 year
  • — The Bank became a member of the Kazakhstan Deposit Insurance Fund (KDIF)
1998 year
  • — Asian Development Bank (ADB) credit facilities made available to the agricultural sector and European Bank for Reconstruction and Development (EBRD) ones were opened for small and medium-sized enterprises
  • — The loan agreement was signed with the World Bank under the Agriculture Post-Privatization Assistance Project
  • — Twinning, an institutional development program, was launched with Rabobank, Netherlands
1996 year
  • — The small and medium-sized business financing agreement was signed with the Central Asian-American Enterprise Support Fund (Asian Credit Company)
1992 year
  • — Tsesnabank was established
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