Loan products
Business Lite
Simplified procedure, no analysis of the borrower's financial standing
- Up to ₸ 100,000,000
- Up to 5 years
- From 21% p.a. in tenge (Annual Effective Rate of Return: from 24% p.a. in tenge)
- Against property /cash security
Business Standard
For any purposes
- Due diligence of the borrower's financial standing
- Up to 7 years
- From 15% p.a. in tenge (Annual Effective Rate of Return: from 17.1% p.a. in tenge)
- From 5.5% p.a. in US dollars (Annual Effective Rate of Return: from 9.9% p.a. in US dollars)
- Against property /cash security
Business Money
Minimum interest rate
- For any financing purposes
- Up to 84 months
- From 2% p.a. in tenge (Annual Effective Rate of Return: from 2% p.a. in tenge)
At Cash Gaps
Overdraft
Revolving credit line secured with turnover
- Up to 50% of the monthly account turnovers
- Up to 12 months
- From 18% p.a. in tenge (Annual Effective Rate of Return: from 21% p.a. in tenge)
Government Programs
Subsidizing Program BRM-2025
- loan amount - up to 7 billion tenge
- subsidies - up to 8.5%
- term - up to 5 years
- no loan-related commissions will be charged
Economics of Simple Things
- loan amount - unlimited
- subsidies - up to 9%
- term - up to 10 years
- no loan-related commissions will be charged
Guarantee Scheme BRM-2025
- loan amount - up to 1 billion tenge
- guarantee amount - up to 85% of the loan
- guarantee period – shall not exceed the loan term
Preferential Lending for SMEs
- Up to ₸ 3 billion
- Up to 12 months
- 8% p.a. (Annual Effective Rate of Return is from 8.3%)
- Secured with property