Business Lite
Simplified procedure, no analysis of the borrower's financial standing
- Up to ₸ 100,000,000
- Up to 5 years
- From 18% p.a. in tenge (Annual Effective Rate of Return: from 20,7% p.a. in tenge)
- Against property, partially against money
Business Standard
For any purposes
- Due diligence of the borrower's financial standing
- Up to 7 years
- From 13% p.a. in tenge (Annual Effective Rate of Return: from 15.7% p.a. in tenge)*
- From 5.5% p.a. in US dollars (Annual Effective Rate of Return: from 9.9% p.a. in US dollars)*
- Against property /cash security
Business Money
Minimum interest rate
- For any financing purposes
- Up to 84 months
- From 2% p.a. in tenge (Annual Effective Rate of Return: from 2% p.a. in tenge)*
Microcredit for Individual Entrepreneurs
Unsecured loan for any goals
- Fast decision-making
- Up to 36 months
- From 20 % per annum in tenge (AEIR from 23.1 % per annum in tenge)*
At Cash Gaps
Overdraft
Revolving credit line secured with turnover
- Up to 50% of the monthly account turnovers
- Up to 12 months
- From 17% p.a. in tenge (Annual Effective Rate of Return: from 19,9% p.a. in tenge)
Government Programs
Subsidizing Program BRM-2025
- loan amount - up to 7 billion tenge
- subsidies - up to 8.5%
- term - up to 5 years
- no loan-related commissions will be charged
Economics of Simple Things
- loan amount - unlimited
- subsidies - up to 9%
- term - up to 10 years
- no loan-related commissions will be charged
Preferential Lending for SMEs
- Up to ₸ 3 billion
- Up to 12 months
- 8% p.a. (Annual Effective Rate of Return is from 8.3%)
- Secured with property