Commodity and service loan
  • Loan period: up to 3 years
  • Loan amount: up to 1,500,000 tenge
  • Interest rate: from 2,5% per annum
Commodity and service loan
Details of the product

Requirements for the Borrowers 

You are at least 18 years old;

You are a citizen of the Republic of Kazakhstan.


Credit Provision Terms*

Requirements for the BorrowersIndividuals - citizens of the Republic of Kazakhstan aged 21 to 63 as of the repayment of the loan
Loan amountfrom 10 000 to 1 500 000 Tenge
Loan periodfrom 6 months to 36 months
Installment - from 3 months to 24 months
Interest rateCommodity loan from 26.2% per annum (AERR* from 29.8% per annum)
Installment - 0% per annum (AERR* - 0% per annum)     
Method of submitting the Application form In the Jusan mobile app, via partner sites
Commissions, related to issuance and servicing of the loanNo
CollateralNot required
InsuranceNot required
Moratorium on early repaymentNo, no penalties provided
Additional requirements:The borrower's average monthly income shall be at least the equal to the minimum salary ** as required by the Law of the Republic of Kazakhstan
* Annual effective interest rate
** Minimum salary as of 01.01.2020 is 42,500 tenge.
Approved by: Decision of the Bank's Management Board Meeting No. 134-20 of 02.10.2020 and decision of the Board of Directors Meeting No. 17/06/20-01. dd. 17.06.2020*
Safety and security
We view the information integrity and the clients' funds as our top priority. We have been paying closest attention to the IT protection of our systems, processes, and software.
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