Instant loan
  • From ₸ 50,000 to ₸ 6,000,000
  • From 6 months to 5 years
  • From 17% p.a.
Instant loan
from 18,5%
annual effective interest rate
6 mil. ₸
maximum loan amount
5 years
maximum loan term
Loan conditions
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Loan amount
Loan term
mos.
0
monthly payment
The monthly installment is an indicative estimate and may differ from one calculated as of the date of a consultation /actual loan disbursement.
Details of the product
Requirements for the BorrowersIndividuals - citizens of the Republic of Kazakhstan aged 18 to 68 years as of the repayment of the loan
CurrencyTenge
Loan amountfrom 50,000 to 4,500,000 тенге
The term of the loanfrom 6 months to 5 years
Interest ratefrom 17% per annum  (AERR* is from 18,5% per annum)
Cashback** 1 % of the monthly interest paid
• * The Cash back payment is made:
The loan term is not less than 12 months;
Repayment of the monthly loan payment was made through the Bank's payment card, within the terms established by the repayment schedule (no overdue debt on the monthly payment).
** Cash back payment is not made:
In case of early repayment of the loan for the repayable remuneration
Cash back deposits are made no later than the next day after the payment of the monthly payment to the account from which the loan was repaid.
Method of submitting the Application form In the Jusan mobile app
In the Bank branches
Collateral Not required
Moratorium on early repaymentnot present, no penalties provided
InsuranceNot required
Loan's arrangement feenone
Additional requirements:The borrower's average monthly income shall be at least the equal to the minimum salary ** as required by the Law of the Republic of Kazakhstan
* Annual effective interest rate
**The amount credited by the Bank at the expense of the Bank's funds to the account of the payment card holder for making non-cash payments to repay the loan debt using the payment card.
***Minimum salary as of 01.01.2020 is 42,500 tenge
Approved by: Decision of the Bank's Management Board Meeting No. 146-20 of 28.10.2020 and decision of the Board of Directors Meeting No. 25/11/20-01. dd. 25.11.2020* .
Safety and security
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