Instant loan via the mobile application
  • From ₸ 50,000 to ₸ 2,500,000
  • From 6 months to 3 years
  • From 18% p.a.
Instant loan via the mobile application
from 22,1%
annual effective interest rate
2,5 mil. ₸
maximum loan amount
3 years.
maximum loan term
Loan conditions
Enter your data and learn your monthly installment amount
Loan amount
Loan term
mos.
0
monthly payment
The monthly installment is an indicative estimate and may differ from one calculated as of the date of a consultation /actual loan disbursement.
Details of the product
Requirements for borrowers 
  • You must be 18 to 63 years old, inclusively, as of the repayment date;
  • You must be a resident of the Republic of Kazakhstan.
Loan amount up to 2,5 million Tenge 
Loan term up to 3 years 
Interest rate from 18% p.a. (Annual Effective Rate of Return is from 23,3%); 

Cashback 

(an amount to be credited by the Bank against its own funds to the payment card holder's account for cashless payments made with the view of repayment of a loan debt using a payment card) - 1 % of the monthly interest paid. 

  1. loan term shall be at least twelve (12) months;
  2. a monthly installment with regards to the loan has been made:
    • using a payment card of the Bank;
    • by the deadline set forth by the loan repayment schedule (no overdue monthly installment).

No Cashback will be available for the reimbursable interests in case of an early loan repayment.

After a monthly installment is paid, the Cashback shall be credited by the following day to the account used to repay the loan.

Collateral security not required 
Fee for cash issuance from the current account None  
Insurance not required 
Arrangement fee 
  • "charge no fee" clause – None;
  • "charge a fee" clause – 4% of the loan amount;
Additional requirementsThe borrower's average monthly income shall be at least equal to the minimum salary** as required by the  Kazakhstani laws. 
* Approved by Resolution #66-20 of the Bank Management Board dated 21.05.2020
** As of 01.01.2020, the minimum salary was 42,500 Tenge.
Safety and security
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Consultation
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