|Requirements for borrowers|
|Lending purpose||To buy apartments in the following cities: Nur-Sultan, Almaty, Shymkent, Aktobe, Aktau, Atyrau, Karagandy, Kokshetau, Kostanai, Kyzylorda, Pavlodar, Petropavlovsk, Semei, Taraz, Uralsk and Ust-Kamenogorsk, Turkestan, and in the village of Kosshy.|
The title to the purchased apartment may be registered in favor of the borrower or third party
*an opportunity to provide an additional collateral as the down payment in the form of a real estate that complies with the Rules of Issue of Mortgage Loans by Kazakhstan Mortgage Company MO JSC to Individuals with the View of Purchasing Apartments via Agent Banks.
|Collateral security (pledged property)|
Senior mortgage - the apartment to be purchased;
|Insurance||Compulsory insurance of the apartment to be acquired, as well as real property provided as an additional collateral|
|Early repayment||An early repayment, whether complete or partial, shall be allowed at any time, subject to payment of the actually accrued interests. If an early complete or partial repayment occurs within up to 6 months after the loan disbursement, the Borrower shall pay the early settlement fees in the amount of 1% of the principal repaid; upon expiration of 6 months, no early settlement fees shall be chargeable.|
65 mil. ₸
maximum loan amount
of the loan amount (commissions)
annual effective rate
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