Loan Refinancing
  • Refinancing amount is up to ₸ 166,165,000
  • Up to 20 years
  • From 3% p.a.
Loan Refinancing
Details of the product
Requirements for the Borrowers

Individuals aged at least 18 years old who are citizens of the Republic of Kazakhstan and have debts to Jýsan Bank JSC with respect to residential mortgage loans/mortgage loans (hereinafter - RML/ML):

  • issued during the period from 01.01.2004 to 31.12.2009. (hereinafter - the RML/ML1);
    * issued in foreign currency before 01.01.2016. (hereinafter - the RML/ML2);
  • refinanced earlier under RML/ML1 and/or RML/ML2 as applicable to the VSG category, including those with regards to which judicial acts were issued before 01.07.2021 (hereinafter -the RML/ML2-1);
  • for which the property was accepted on the Bank's balance sheet before 01.01.2020 due to improper performance of the borrower's obligations under the housing mortgage/mortgage loan agreement concluded before 01.01.2016. (hereinafter RML/ML2-1) and satisfying the refinancing conditions set forth in the Program of refinancing of mortgage housing loans (mortgage loans), approved be the resolution of Board of NB of RK No. 69 dd. 24.04.2015, subject to changes approved by the resolution of Board of NB of RK № 59 from 27.03.2018 №250 dd. 23.12.2019 (hereinafter - the Program).
Loan currencyTenge
Refinancing amountup to 50,000,000 tenge
Refinancing period360 (three hundred and sixty) months from the date of placement of the deposit of JSC "Fund of Problem Loans" in the Bank
Interest rateFrom 3% per annum (AERR* from 3.3% per annum)
FeesNone
Collateral Property, subject to the criteria established by the Program
InsuranceAnnual property insurance as collateral, subject to mandatory extension until the borrower fully fulfills its obligations under the bank loan agreement
Method of submitting the Application formIn the Bank branches

 


An opportunity to get an additional assistance in accordance with the Program for Refinancing of Mortgage Housing Loans


 

* Annual effective interest rate
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