|Requirements for borrowers|
Individuals aged at least 18 years old who are citizens of the Republic of Kazakhstan and have debts to Jýsan Bank JSC with respect to residential mortgage loans/ mortgage loans (the "RML/ML):
and meeting refinancing conditions stipulated by the (Residential) Mortgage Loan Refinancing Program, which was approved by Decree #69 of the Management Board of the National Bank of the RoK dated 24.04.2015, as changed and amended by Decrees #59 of the Management Board of the RoK dated 27.03.2018 and #250 dated 23.12.2019 (the "Program").
|Interest rate||from 3% p.a.*|
*annual effective interest rate is from 3.3% p.a.
|Collateral security||Property, subject to criteria set forth by the Program|
More detailed terms of refinancing are regulated by the Program..