SANDYQ+
  • Maximum interest rate
  • Guarantee up to ₸ 15,000,000
  • Currencies: KZT, USD or RUB
SANDYQ+
3 currencies
KZT, USD or RUB
15 mil. ₸
maximum guarantee amount
up to 12.1%
annual effective rate
Deposit conditions
Enter your data and learn an amount of your savings
Deposit amount
Deposit amount
mos.
0
your savings amount
The monthly installment is an indicative estimate and may differ from one calculated as of the date of a consultation /actual loan disbursement.
Details of the product

 

Minimum amount required to open a depositKZT 100 000 / USD 500/ RUB 20 000
Addition to the depositN/A
Maximum deposit amountup to 25% of the Bank's equity
Deposit period
  • In Tenge - 12, 24 months;
  • In US dollars, Russian rubles - 12 months
InterestsMonthly capitalization, less income tax, if the income tax assessment is required by the tax legislation of the RoK.
Partial withdrawalN/A
ProlongationN/A
Deposit shall be paid on the maturity dateUpon expiration of the deposit period, the deposit amount and accrued interests shall be transmitted to the current account using a payment card.
If the said current account associated with the payment card is in a currency other than the deposit one, the deposit shall be repaid at the exchange rate established by the Bank as of the date of such transaction.
 
Early terminationIn case of an early termination of the Bank Deposit Agreement/ Integrated Service Agreement with an Individual, interests accrued / paid/ capitalized to the Depositor shall be adjusted for the actual Deposit period at the "On demand" rate that is efficient at the Bank as of the date of termination of the Bank Deposit Agreement/Integrated Service Agreement with an Individual. The interest amount accrued /paid/ capitalized in excess shall be withheld from the Deposit amount and the balance of the Deposit will be repaid to the Depositor. The Deposit shall be repaid upon expiration of thirty (30) calendar days after the Depositor submits an Application for Savings Deposit Early Repayment/Closure.
Within thirty (30) calendar days after submission of the Application for Savings Deposit Early Repayment/Closure:
− interests accrual will not be ceased.
− unless the Depositor withdraws his/her Application for Savings Deposit Early Repayment/Closure, the savings account shall be closed on the thirty first (31st) calendar day and the Deposit amount together with the interests adjusted using the "On demand" rate will be credited to the current account using a payment card. 
If the said current account associated with the payment card is in a currency other than the deposit one, the deposit shall be repaid at the exchange rate established by the Bank as of the date of such transaction.
Additional terms and conditions
  1. availability of the current account associated with a payment card.
  2. a deposit  may be opened /managed / closed at the Bank's branches or through remote service facilities of the Bank.
Advantages
  • The highest deposit rate
  • The maximum government guarantee  is up to 15 million Tenge
Documents to be submitted to open a depositA personal identification document and IIN.


Interest rates

Rates, months% (p.a.)% (effective)*% (p.a.)% (effective)*% (p.a.)% (effective)*
KZTKZTUSDUSDRUBRUB
1211.5%up to 12.1%1.0%up to 1.0%1.0%up to 1.0%
2410.0%up to 10.5%----
The rates shall be in effect from 09.04.2020. The rates are approved by the Management Board (Minutes #44-20 dated 06.04.2020). For persons having special relations with Jýsan Bank JSC, the rates are approved by the Board of Directors of Jýsan Bank JSC (Minutes #08/04/20-01 dated 08.04.2020). * The annual effective interest rate may vary depending on the actual provisions of the Fixed-Term Bank Deposit Agreement signed.
Safety and security
We view the information integrity and the clients' funds as our top priority. We have been paying closest attention to the IT protection of our systems, processes, and software.
Consultation
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By submitting this form, I herewith confirm my consent to the disclosure conditions
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