SANDYQ+
  • Maximum interest rate
  • Guarantee up to ₸ 15,000,000
  • Currencies: KZT, USD or RUB
SANDYQ+
3 currencies
KZT, USD or RUB
15 mil. ₸
maximum guarantee amount
up to 12.1%
annual effective rate
Deposit conditions
Enter your data and learn an amount of your savings
Deposit amount
Deposit amount
mos.
0
your savings amount
The interest calculations are indicative only. The interest amount depends on additional contributions, partial withdrawals or an early termination. The deposit calculator is for informational purposes only and does not give rise to the Bank’s obligation to pay any amount calculated.
Details of the product
PrivilegesThe highest deposit rate
The maximum amount of the guarantee is 15 million tenge
Minimum amount required to open a depositKZT 100,000/ USD 500/ RUB 20,000 
Replenishment of the depositN/A
Maximum deposit's amountNo more than 25% of the Bank's equity
Deposit's retention periodIn tenge - 12, 24 months;
In US dollars, Russian rubles - 12 months
InterestMonthly capitalization, less income tax, if the income tax assessment is require by the tax legislation of the Republic of Kazakhstan
Partial withdrawalN/A
ProlongationN/A
Payment of the deposit at the end of the termUpon expiration of the deposit retention period, the deposit amount (deposit) and accrued remuneration are transferred to the current account using the payment card.
If the specified current account using the payment card is different from the deposit currency, the deposit is refunded using the conversion rate set by the bank at the time of the transaction
Early terminationIn case of early termination of the Bank Deposit Agreement/interest accrued/paid/capitalized to the Depositor is subject to recalculation for the actual time of placement of the Deposit at the "On Demand" rate applicable in the Bank at the time of termination of the Bank Deposit Agreement/A comprehensive contract of banking services for an individual. The amount of excessively accrued / paid / capitalized interest is deducted from the Deposit amount, the Deposit balance is returned to the Depositor. The Deposit is returned after 30 (thirty) calendar days from the date of submission of the application form for early return (closing) of the savings deposit by the Depositor.
Within 30 (thirty) calendar days from the date of submission of the application form for early return (closing) of the savings deposit:
    • the accrual of interest does not stop
    • if the Depositor does not withdraw the application form for early repayment (closing) of the savings deposit, the savings account is closed on the 31st (thirty-first) calendar day, the Deposit amount with interest recalculated at the "On Demand" rate is credited to the current account using a payment card. if the specified current account using the payment card is different from the deposit currency, the deposit is refunded using the conversion rate set by the bank at the time of the transaction
Additional conditionsAvailability of a current account using a payment card;
Opening/maintaining/closing of the deposit is available in the Bank's branches or through remote service channels of the Bank;
Documents to be submitted to open a deposit1. A resident of the Republic of Kazakhstan has to have an ID card with an IIN.
2. A non-Resident of the Republic of Kazakhstan must have the following documents with Him / her:
- a document, containing information that confirms the right of entry, exit and stay of a non - resident individual of the Republic of Kazakhstan in the territory of the Republic of Kazakhstan, unless otherwise provided by the legislation of the Republic of Kazakhstan and / or international treaties ratified by the Republic of Kazakhstan


Interest rates

A period of mon.

% (annual)

% (effective)*

% (annual)

% (effective)*

% (annual)

% (effective)*

KZT

USD

RUB

12

11.5%

up to 12.1%

1,00%

up to 1.0%

1,00%

up to 1.0%

24

10,00%

up to 10.5%

-

-

-

-

The rates shall be in effect from 09.04.2020. The rates are were approved by the Management Board (minutes No. 44-20 dd. 06.04.2020). For persons related to JSC "Jusan Bank" by special relations, the rates are approved by the Board of Directors of JSC "Jusan Bank" (Minutes No. 08/04/20-01 dd. 08.04.2020 ).
* The annual effective interest rate may vary depending on the actual parameters of the term bank deposit Agreement to be concluded.
Safety and security
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Consultation
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