First Heartland Jýsan Bank

Maximum interest rates
No partial withdrawal or addition is allowed
For one day or more

Deposit conditions

Enter your data and learn an amount of your savings

Deposit amount

₸

Deposit amount

mos.

0 ₸

your savings amount

The monthly installment is an indicative estimate and may differ from one calculated as of the date of a consultation /actual loan disbursement.

Details of the product

Product type	savings deposit
Term	from 1 day to 30 days from 1 month and more
Currencies	KZT, USD, EUR, RUB
Interest rates	as approved by the Bank's Authorized Body

Special conditions

Maximum deposit amount	as approved by the Bank's Authorized Body* *if a deposit/additional contributions exceed(s) the maximum allowed amount, approval from the Bank's Authorized Body is required
Additional contributions	N/A
Partial withdrawal	N/A
Interests are payable	at the end of the deposit period, to an account with Jýsan Bank JSC, less withholding tax at source, if this is required by the tax legislation of the RoK.
Early termination	In case of an early withdrawal of the entire Deposit, interest shall be payable at the Demand deposit rates established as of the day of the Deposit payment, less withholding tax at source, if this is required by the tax legislation of the RoK. The Deposit shall be repaid upon expiration of 30 calendar days after the Depositor submits his/her request for an early Deposit repayment.
Prolongation	up to two times maximum, subject to standard terms and conditions in effect as of the prolongation date

Interest rates

Currency	Deposit amount	Interest rate*	from 1 to 30 days	Term, in months
Currency	Deposit amount	Interest rate*	from 1 to 30 days	1	2	3	4	5	6	7	8	9	10	11	12	15	18	19-23	24-35	36 and more
KZT	up to 50 M	annual	8.0	8.5	8.3	8.3	8.2	8.2	8.2	8.1	8.1	8.1	8.0	8.0	8.0	8.0	8.0	8.0	8.0	8.0
	up to 50 M	effective	8.3	8.9	8.6	8.6	8.5	8.5	8.5	8.4	8.4	8.4	8.3	8.3	8.3	8.3	8.3	8.3	8.3	8.3
	from 50 M max. amount: 50 BN	annual	8.0	9.0	8.8	8.8	8.7	8.7	8.7	8.6	8.6	8.6	8.5	8.5	8.5	8.5	8.5	8.5	8.5	8.5
	from 50 M max. amount: 50 BN	effective	8.3	9.4	9.2	9.2	9.1	9.1	9.1	8.9	8.9	8.9	8.8	8.8	8.8	8.8	8.8	8.8	8.8	8.8
USD	up to 500,000	annual	0.10	0.10	0.10	0.10	0.11	0.11	0.11	0.12	0.12	0.12	0.13	0.13	0.13	0.15	0.15	0.15	0.15	0.15
	up to 500,000	effective	0.10	0.10	0.10	0.10	0.11	0.11	0.11	0.12	0.12	0.12	0.13	0.13	0.13	0.15	0.15	0.15	0.15	0.15
	from 500,000 max. amount: 100 M	annual	0.10	0.10	0.10	0.10	0.11	0.11	0.11	0.12	0.12	0.12	0.13	0.13	0.13	0.15	0.15	0.15	0.15	0.15
	from 500,000 max. amount: 100 M	effective	0.10	0.10	0.10	0.10	0.11	0.11	0.11	0.12	0.12	0.12	0.13	0.13	0.13	0.15	0.15	0.15	0.15	0.15
EUR	up to 500,000	annual	0.0	0.0
	up to 500,000	effective	0.0	0.0
	from 500,000 max. amount: 10 M	annual	0.0	0.0
	from 500,000 max. amount: 10 M	effective	0.0	0.0
RUB	up to 10 M	annual	0.0	4.0	3.7	3.5	3.3	3.1	2.9	2.7	2.5	2.3	2.1	1.9	1.7	0.5	0.5	0.5	0.5	0.5
	up to 10 M	effective	0.0	4.1	3.8	3.6	3.4	3.1	2.9	2.7	2.5	2.3	2.1	1.9	1.7	0.5	0.5	0.5	0.5	0.5
	from 10 M max. amount: 700 M	annual	0.0	4.0	3.7	3.5	3.3	3.1	2.9	2.7	2.5	2.3	2.1	1.9	1.7	0.5	0.5	0.5	0.5	0.5
	from 10 M max. amount: 700 M	effective	0.0	4.1	3.8	3.6	3.4	3.1	2.9	2.7	2.5	2.3	2.1	1.9	1.7	0.5	0.5	0.5	0.5	0.5

Resolution of the Management Board dated 28.04.2020. Minutes #56-20 of the Board of Directors dated 20.05.2020. Minutes #20/05/20-01
* the Annual Effective Interest Rate may vary depending on actual provisions of the Agreement signed.

Safety and security

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Documents and rules

Application for Accession to the "Savings" Bank deposit contract

BANK DEPOSIT CONTRACT

Consultation

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