| Interest rate | According to interest rates, approved by the Bank's authorized body | |
| Commissions | According to the Bank's tariffs | |
| Min.amount for opening of the deposit | 10,000 tenge/ 50 USD/ 50 EUR/ 2,000 RUR | |
| Trigger balance at partial withdrawal | 10,000 tenge/ 50 USD/ 50 EUR/ 2,000 RUR | |
| Max.amount of the deposit | not more than 25% of the amount of the Bank's authorized capital | |
| Storage period of the deposit | 12, 24 months | |
| Replenishment | Stipulated for (cash and cashless), taking note of max. amount of the deposit | |
| Interest rate | At the Depositor's discretion: 1) Monthly payment on the current account using the payment card / savings account "On demand" with deduction of income tax, if such deduction is stipulated for tax legislation of the RK. In case if the indicated current account using the payment card / savings account "On demand" is different from the deposit currency, payment for interest on the deposit is made with application of the conversion rate, stated in the Bank at the moment of making the operation. 2) Monthly capitalization, with deduction of income tax, if such decision is stipulated for tax legislation of the RK. | |
| Partial withdrawal | Is unlimited within a trigger balance with saving of the accrued interest. In case if the indicated account using the payment card / savings account "On demand" is different from the deposit, partial payment of the deposit is made using the conversion rate, stated in the Bank at the moment of making the operation. | |
| Prolongation | automated, not more than 1 (one) time for the same period, at interest rates that are valid as of the day of prolongation. It case of non request by the Client of the deposit amount and accrued interest at expiry 2 (two) period of storage, deposit amount and accrued interest are transferred on current account using the payment card / savings account "On demand". In case if the indicated current account using the payment card / savings account "On demand" is different from the deposit currency, payment for interest on the deposit is made with application of the conversion rate, stated in the Bank at the moment of making the operation. | |
| Conversion | Stipulated for | |
| Early termination | Period | Termination terms |
| 12 months | up to 6 months – interest is not paid, more than 6 months – for actual time of storage at the rate of the Bank Deposit Agreement / application on opening of the savings account and placement of the bank deposit to the Complex Agreement of bank servicing of the individual | |
| 24 months | up to 12 months – interest is not paid, more than 12 months – for actual time of storage at the rate of the Bank Deposit Agreement / application on opening of the savings account and placement of the bank deposit to the Complex Agreement of bank servicing of the individual | |
| Additional terms | 1. availability of current account using the payment card; 2. for the persons under 16 (sixteen) years old, availability of the savings account "On demand"; 3. opening/maintenance/closure of the deposit is possible in the Bank's branches or using the remote servicing channels of the Bank. | |
Interest rates
A period of mon. | % (annual) | % (effective)* | % (annual) | % (effective)* | % (annual) | % (effective)* | % (annual) | % (effective)* | |
KZT | USD | EUR | RUB | ||||||
12 | 8,4 | up to 8.7 | 0.8 | up to 0.8 | 0.0 | up to 0.0 | 1 | up to 1.0 | |
24 | 8,0 | up to 8.3 | 0.5 | up to 0.5 | 0.0 | up to 0.0 | 1 | up to 1.0 | |
Rates are valid from 01.02.2021.
The rates are approved by the Assets and Liabilities Management Committee (Minutes #06-21 dated 10.02.2021).
* The annual effective interest rate may vary depending on the actual parameters of the Term Bank Deposit Agreement to be concluded.
The rates are approved by the Assets and Liabilities Management Committee (Minutes #06-21 dated 10.02.2021).
* The annual effective interest rate may vary depending on the actual parameters of the Term Bank Deposit Agreement to be concluded.