| Minimum amount required to open a deposit: | 10 000 tenge/ 50 US dollars / 50 Eur/ 2 000 Russian rubles |
| Maximum deposit amount | up to 25% of the Bank's equity |
| Deposit period | 12, 24 months |
| Addition to the deposit | Allowed (whether in a cash or cashless way), subject to the maximum deposit amount |
| Interests | At the Depositor's discretion:
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| Partial withdrawal | Unlimited, to the extent of the minimum balance required to retain the interests accrued. If the said current account associated with the payment card is in a currency other than the deposit one, a partial repayment of the deposit shall be made using the exchange rate established by the Bank as of the date of such transaction. |
| Prolongation: | Tacit prolongation, but not more than once for the same period and at the interest rates that are in effect as of the prolongation date. Unless the Client claims the deposit amount and accrued interests upon expiration of the two (2) deposit periods, the deposit amount and interests accrued shall be transmitted to the current account using a payment card. If the said current account associated with the payment card is in a currency other than the deposit one, the deposit shall be repaid using the exchange rate established by the Bank as of the date of such transaction. |
| Advantages: | Universal conditions of deposit replenishment and partial withdrawal. |
| Additional terms and conditions |
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Early termination
| Deposit period | Termination conditions |
| 12 months | up to 6 months — no interests will be payable, above 6 months — for the actual deposit period at the rate specified by the Bank Deposit Agreement/Integrated Service Agreement with an Individual |
| 24 months | up to 12 months — no interests will be payable, above 12 months — for the actual deposit period at the rate specified by the Bank Deposit Agreement/Integrated Service Agreement with an Individual |
Interest rates
| Period, months | % (p.a.) | % (effective)* | ||||||
| KZT | USD | EUR | RUB | KZT | USD | EUR | RUB | |
| 12 | 9,1 | 0.9 | 0.1 | 1.0 | up to 9,5 | up to 1.0 | up to 0.1 | up to 1.0 |
| 24 | 8 | 0.9 | 0.1 | 1.0 | up to 8,3 | up to 1.0 | up to 0.1 | up to 1.0 |
The rates shall be effective from 01.07.2020. The rates are approved by the Management Board (Minutes #84-20 dated 19.06.2020). For persons having special relations with Jýsan Bank JSC, the rates are approved by the Board of Directors of Jýsan Bank JSC (Minutes #08/04/20-01 dated 08.04.2020).
* The annual effective interest rate may vary depending on the actual parameters under the signed Fixed-Term Bank Deposit Agreement.
* The annual effective interest rate may vary depending on the actual parameters under the signed Fixed-Term Bank Deposit Agreement.