Frequently Asked Questions
Lending
What lending products are available for businesses?
Any purpose loans, overdraft, bank guarantees, letters of credit.
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What are the interest rates on the loans?
The interest rate on a loan depends on the product, financing terms and conditions. It varies between 2% and 21%.
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Do you cooperate with DAMU?
Yes.
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In which currencies do you issue the loans?
The loans are issued in Tenge, US dollars, Eur, and Russian Rubles.
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What is the loan application consideration period?
The loan application consideration period depends on the type of lending. It varies between 3 and 30 days after the Bank's receipt of a full set of documents.
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How to obtain a loan?
You may visit a branch of our Bank located in your city or submit an application through our website to receive consultations.
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Recently, I established a LLP/PE. Can I obtain a loan?
Unfortunately, no. The client is required to be engaged in business activities for at least 12 months prior to submitting his/her loan application.
Your application may be considered, if there is a co-borrower/guarantor for your loan, provided that your co-borrower/guarantor's business has been run for at least 12 months prior to the loan application submission date.
Your application may be considered, if there is a co-borrower/guarantor for your loan, provided that your co-borrower/guarantor's business has been run for at least 12 months prior to the loan application submission date.
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