Frequently Asked Questions
Loan secured by cash
Which documents shall the client produce to file an application for a Money-Secured Loan?

To file an application for a Money-Secured Loan, you are required to come to a Bank branch and carry the original of your ID.

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What minimum income should I have for a Money-Secured Loan to be approved?

For a Money-Secured Loan to be approved, no proof of funds is required, as the Loan is secured with your money.

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If I am exempted from pension contributions, am I eligible for a Money-Secured Loan?

The lack of pension contributions does not affect the Money-Secured Loan arrangements. 

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What criteria are taken into account when considering an application for a Money-Secured Loan?

The applications for the Money-Secured Loans shall be considered, if the clients are individuals and residents of the RoK, aged 18 to 68 as of the loan maturity date.

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What is the size of the Money-Secured Loan origination fee?

There are no Money-Secured Loan origination fees.

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Is it possible to change a Money-Secured Loan installment due date?

To change the Money-Secured Loan installment due date, you are required to come to a Bank branch.

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What should I do, if a Money-Secured Loan installment due date falls on a holiday/ weekend?

If a Money-Secured Loan monthly installment due date falls on a holiday/weekend, the payment shall be postponed to the following business day.

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What are the ways to make a Money-Secured Loan monthly installment?

A Money-Secured Loan monthly installment may be made at a branch of the Bank and through the Kassa 24 or QIWI terminals.

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Are there any penalties for an early/ partial repayment of the Money-Secured Loan?

No fees for early/ partial repayment are applicable to the Money-Secured Loan.

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Is it allowed to make an early/ partial repayment of a Money-Secured Loan in any other city?

A Money-Secured Loan may be repaid early/ partially using the Jýsan mobile application or at any branch of the Bank based in another city, upon submission of a relevant request.

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May a Money-Secured Loan be repaid by the third party?

A Money-Secured Loan monthly installment may be made by the third party. An early/ partial repayment of a Money-Secured Loan by the third party is allowed, upon production of a notarized power of attorney.

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