To file an application for a Money-Secured Loan, you are required to come to a Bank branch and carry the original of your ID.
For a Money-Secured Loan to be approved, no proof of funds is required, as the Loan is secured with your money.
The lack of pension contributions does not affect the Money-Secured Loan arrangements.
The applications for the Money-Secured Loans shall be considered, if the clients are individuals and residents of the RoK, aged 18 to 68 as of the loan maturity date.
There are no Money-Secured Loan origination fees.
To change the Money-Secured Loan installment due date, you are required to come to a Bank branch.
If a Money-Secured Loan monthly installment due date falls on a holiday/weekend, the payment shall be postponed to the following business day.
A Money-Secured Loan monthly installment may be made at a branch of the Bank and through the Kassa 24 or QIWI terminals.
No fees for early/ partial repayment are applicable to the Money-Secured Loan.
A Money-Secured Loan may be repaid early/ partially using the Jýsan mobile application or at any branch of the Bank based in another city, upon submission of a relevant request.
A Money-Secured Loan monthly installment may be made by the third party. An early/ partial repayment of a Money-Secured Loan by the third party is allowed, upon production of a notarized power of attorney.