Notification of the Unilateral Repudiation of the Integrated Individuals Service Agreement as to Current Account Maintenance

Dear individual clients,

June 2, 2020, Almaty - Jýsan Bank herewith informs you that pursuant to the Laws of the Republic of Kazakhstan (paragraph 1, Article 29 of the Law of the Republic of Kazakhstan "On Payments and Payment Systems"), the bank shall be entitled to repudiate a bank account agreement, if there is no money on the client's bank account for over one year, as well as if there is no cash flow on the client's bank account for over one year (excluding accounts allowances and welfare benefits payable from the national budget and/or State Social Insurance Fund are to be credited to).

In consideration of the foregoing, the Bank herewith notifies you that the Integrated Individuals Service Agreement shall be terminated in a unilateral manner as to current account maintenance, as well as that current accounts lacking cash or cash flows for more than one year will be closed in June, starting from 01.06.2020.

! This notification is not applicable to any current accounts associated with payment cards.

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