Notification of the Unilateral Repudiation of the Integrated Individuals Service Agreement as to Current Account Maintenance

Dear individual clients,

April 30, 2020, Almaty - Jýsan Bank JSC herewith informs you that pursuant to the Laws of the Republic of Kazakhstan (paragraph 1, Article 29 of the Law of the Republic of Kazakhstan "On Payments and Payment Systems"), the Bank shall be entitled to repudiate a bank account agreement, if there is no money on the client's bank account for over one year, as well as if there is no cash flow on the client's bank account for over one year (excluding accounts intended for crediting allowances and welfare benefits payable from the national budget and/or State Social Insurance Fund).

In consideration of the foregoing, the Bank herewith notifies you that the Integrated Individuals Service Agreements, as to current account maintenance, shall be terminated from 01.05.2020 (in May 2020) in a unilateral manner, as well as that accounts lacking cash or cash flows for more than one year will be closed.

! This notification is not applicable to any current accounts associated with payment cards.

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