Subsidizing and Guaranteeing

"Business Road Map-2025" State Business Support and Development Program 

Participants  
  • Business segment I: small businesses
  • Business segment II: small, medium-sized and large* businesses
Sector  
  • Business segment I:  no sectoral limitations
  • Business segment II: no sectoral limitations, save for commercial activity projects seeking working capital financing (up to 100 million Tenge)
Loan amount
  • Business segment I: up to 20 million Tenge, working capital financing – up to 5 million Tenge
  • Business segment II: up to 7 billion Tenge (if guaranteed – up to 1 billion Tenge)
Subsidization period
  • Business segment I: investments – up to 3 years, working capital financing – up to 2 years
  • Business segment II: investments – up to 5 years, working capital financing – up to 3 years
Interest rate and subsidization amount
  • Business segment I: up to the base interest rate of the NB of the RoK + 8.5% (Annual Effective Rate of Return – from 19% p.a.)
  • Business segment II:  up to the base interest rate of the NB of the RoK + 5% (Annual Effective Rate of Return – from 15.16% p.a.),

including 6% to be paid by the business person, whereas the  balance will be subsidized by the State  

Purpose of the loan
  • Investments
  • Working capital financing
  • Franchising (Business segment II)
  • Refinancing (Business segment II)
Guarantee amount 

Up to 85% of the loan amount  

Loan currency 

Tenge

Fees  

No loan-related fees will be charged

 

* sectors referred to in the Program

For more details, please call at 7711 (toll free) or visit a Bank branch.
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