Unallocated metal account

“First Heartland Jusan Bank” JSC would like to offer its clients a service – investment of money in precious metals (gold) using an unallocated metal account. 

Unallocated metal account – is an account, opened for the client by the Bank for recordkeeping movement of metal in troy ounces without indication of the identifying characteristics (bar number, producer mark and etc.).

Investment of savings in precious metals always allowed to feel confidence and not worry about own equity. Your income is formed due to change in the gold price at the world markets. 

The Bank sets purchase and sale rates for gold on a daily basis.


How is money investment in metal (gold) going? 

  • opening of unallocated metal account in the Bank’s outlets/in Jusan mobile application;
  • tracking the price for metal (gold);
  • consummation of the transaction for purchase and sale of metal (gold) in the Bank’s outlets / in Jusan mobile application


Metal account terms:

Metal type 


Minimum lot 

1 troy ounce (1 troy ounce equals to 31,1035 gram)

Period (month)

termless (at absence of APM* on account of more than 3 (three) years – the account is to be closed)

Purchase/sale rate 

As per the set rates of the Bank. Currency code (gold)-XAU.



Additional information 

APM purchase/sale is made only in multiple quantity of troy ounces by cashless purchase/sale with the help of current accounts (in national currency KZT and foreign currency USD) in the Bank’s outlets using current account in national currency KZT or in Jusan mobile application.

* APM – affinated precious metal 


Why is it profitably to invest in metal?

  • convenience and easiness of execution of the operations for purchase and sale;
  • an opportunity to obtain income due to a growth of the gold price;
  • absence of VAT at purchase of gold;
  • free opening, maintenance and closure of the account.


Documents for registration:

ID card with IIN.

Any other questions?
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